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Tuesday, Aug 20, 2013 - 23:28 SGT
Posted By: Gilbert

The Party That Cried Change

Quick, how many ways are there to say "change"?

"New way forward"
- The State's Times front page headlines, 19 August

"Major shift"
- The New Paper front page headlines, 19 August

"A strategic shift"
- TODAY front page headlines, 19 August

"弃旧立新"
(Out with the old, in with the new)
- Lianhe Zaobao front page headlines, 19 August

"Perubahan untuk rakyat"
(Change for the people)
- Berita Harian front page headlines (probably), 19 August

"Signs point to landmark National Day Rally"
- The State's Times absolutely cannot contain its excitement, 18 August


Which brings us to...

"Absolutely nothing is going to happen"
- Herr Ahm, Master Political Analyst



Buzz off, I got to this pulpit first
(Source: flickr.com)



Many Times Bitten, Still Not Shy

Me: So, we turn the time over to everyone's favourite Master Political Analyst, Herr Ahm!

Herr Ahm: Thank you, human. Make that MPA and Master Financial Analyst, by the way. And unlike the talentless hack that you are, plodding your way through, I got my Ph.D. in Financial Analysis in just six months!

Me: That sounds suspiciously fast.

Herr Ahm: I went the creative and unconventional route, you know. And if you have any issues with that, I got four of them. Surely they can't all be wrong?

And on to what I was hired for, dissecting National Day Rally 2013. As usual, I'll be on the critical (and correct) side and pull no punches, despite the personal risk, since if readers want to hear what the rah-rah cheerleader brigade has to say, there are no less than sixteen highly reputable national newspapers they can refer to (hint: "bold")

Like the human, I waited for the full transcript instead of watching the rally live, both as it's faster to read it through, and to avoid having my thought processes clouded by melodrama. By the way, the venue had been shifted to ITE College Central - which was probably already the second biggest change unveiled on the night, as I shall explain.

The transcript has thoughtfully added section headings, and I shall categorize the content as follows:
  • Introduction/Together, Our New Way Forward/Building Strong Communities/A Word Of Caution/I Believe In Singapore - more happy motherhood statements, following on the NDP Message
  • Sharing Fruits Of Progress Through Housing
  • Strengthening Social Safety Nets Like Healthcare
  • Keeping Paths Upwards Wide Open To All In Education

Immediately glaring was what was totally not mentioned:
  • Wholesale immigration leading to overcrowding
  • Native birth rate (give up liao)
  • Creaking public transport

But we'll leave that for the moment, together with the feel-good stories, and go into the three conveniently-outlined main topics.


Ass, et tu?


Lai ah lai, empty your CPF! Cheap cheap!
(Source: Hardwarezone Forums)


Summary of housing pitch:

  • People may be poor, but their flat is worth two hundred thousand dollars!
    [Qn: But if they ever sell the flat to get the money, where would they sleep? In a tent?]
  • Housing is a valuable nest egg, i.e. asset.
    [It better be, since it has become the pension plan of so many. Also, for housing to continue appreciating in real terms as an asset, its price must mathematically continue to outpace wages - can that be kept up?]
  • "...the core of it, home ownership. 99-year lease, it is yours."
    [Yes, that's an unbroken line. Home ownership and 99 year-lease appear right next to each other. We'll see how prices hold up when a couple more decades pass, and many finally realise that they're sitting on dwindling 30 year-leases, and the market begins discounting for remaining tenure in earnest]
  • "We have delinked new flat prices"
    [Actually, it's a lot more complicated than that. But let's just say it's delinked and leave it at that]
  • "We have allowed singles to buy BTO flats"
    [Technically, this is true. The fact that less than 10% of applicants could get one is a minor detail]
  • $1000 monthly income can get two-room, $2000 can get three-room, $4000 can get four-room, it is completely possible
    [See? Just like singles can get BTO flats. That one also completely possible. Just see you lucky or not lor]
  • Do not want to bring down BTO prices
    [Wait ah, I thought just said delinked from resale liao? Oh yah, it's complicated]
  • We may give more grants
    [Look, maybe we give you a couple thousand off the complicately delinked sticker price while it continues to shoot up, then you all guai guai keep quiet okay?]
  • Cheapest three-room flat is just $150000!
    [And there are like, ten of them available! Singapore is a great place to be lucky, don't you think, mmm?]
  • CPF can pay all the instalments
    [CPF website: The Central Provident Fund is a social security savings plan for citizens' old age. Isn't it a bit out of date? Shouldn't it be "building society fund"?]
  • "And people say HDB is making money. Something is wrong."
    [Fine, so the SLA makes the money. But the SLA is not the HDB. So HDB still lose money. Lose money. Alright?]

Take-home message: "This is how we are making HDB flats more affordable."

Obvious question: How does any of the above, other than the maybe-grant, actually make HDB flats more affordable?


Same Old Medicine

Basically, Obamacare comes to the Lion City. In theory.

It began with the observation that "if you are on MediShield, which most people are, you do not need to worry". Sounds good. But hey, it stops at 90, and doesn't cover pre-existing conditions. So don't worry, just pay more. Remember CPF Life, which started out with choices, which were soon removed, to leave you with no choice but to cough up, for zero guarantee of payout?

It follows that the natural progression is to MediShield Life - also no choice, also no guarantee since there aren't even details yet; but rest assured that paying money must be good for you! It's a fact of Life! See, raising the minimum sum and withdrawal age isn't the only way to keep cash in the state/Temasek coffers.

Take-home message: Paying more has been definitively settled on. The pesky specifics can be worked on later.

Judgment must be reserved until the fine print appears - what are the exact premiums? What are the deductible and co-pays? What level of treatment is covered? All very, very important.

And hey, didn't the divisive Opposition push for this first?



[N.B. Oh, and MARUAH proposed an Ethnic Balancing Contingency System to remove the alleged need for GRCs. Good luck to them]


Band Aids

And finally, education. The first HUGE CHANGE announced was that Edusave contributions (of $200 to $240 a year) will be extended to all kids. Natural response: why was it ever not available to everyone to begin with? Is that something to take credit for? A less pure and trusting analyst might even see this as an early vote-getting initiative...

On to Primary One admissions. The second HUGE CHANGE is to reserve forty places (about 10%) of the entering cohort for those without (alumni) connections. To begin with, this of course only impacts the most popular schools, a small minority of the total. So this means, what, a few hundred kids per year get accepted to different schools, all of which are good, mind? Cosmos-shattering, that's what! Epochal!

Proving that no good deed goes unpunished, a letter writer was quick to denounce this meager ten percent allotment for those without connections as a populist measure. No bets taken on whether the writer has a five or six-year old in line, though I'm gunning for populist measure being the next incumbent supporter catchphrase of the season, taking over from xenophobia.

Next up, the PSLE scoring system. A one-point difference was stated not to mean much. That's true. There's a lot of stress involved. Probably true. The groundbreaking solution? Wider bands.

Now, this could mean two things. One possibility is that the actual aggregate score remains, and is used to determine selection precedence just as it is now, only that the student and his parents don't know the exact score, just an approximation.

Since this has completely no effect, I understand the bands to mean that the actual aggregate score is no longer used, after it is used to determine the band [N.B. Actually, the current system is a banding system, since scores are rounded to the nearest whole number - just that there are about 200 bands]. For example, let's say Band Not Bad covers aggregate scores from 210 to 224, and Alice scored 223 while Bob scored 211. Previously, Alice would be ahead in the queue, but now they are figuratively standing exactly abreast.

Just for fun, we will refer to a proposed possible banding system, for the following discussion:

BandPSLE Score Range
Ultra Chao Muggers275+
Mugger Toads270-274
Plain Old Muggers265-269
Best Of The Rest255-264
Honest Hardworkers245-254
Well Balanceds235-244
Rather Good225-234
Not Bad210-224
Eh Sai Lah190-209
Street Smarts175-189
Very Street Smarts174 and below

With reference to a typical cut-off point table, the reasoning for the bands here being heavily top-loaded (200 is fixed as the average) is that selectivity is mostly relevant in this range - if a kid got 170, there probably isn't going to be that much competition, so there's not much point in being needlessly cruel once we're at about the 40th percentile. Essentially, the last two bands signify the allocation to Normal (Academic) or Normal (Technical), with no finer distinction.

In this system, the top three Mugger bands basically are guaranteed a spot in whatever school they pick, since the highest cut-off point was 265 (for Nanyang Girls), and are there to preserve some bragging rights. The fourth band on becomes significant - and would roughly correspond to (informal) school tiers (even if unintended). Using the 2012 table, Best Of The Rest would indicate the second tier of four schools after the Big Four, Honest Hardworkers about the next ten schools, Well Balanced the next twelve or so, and so on.

Sounds fun, right? But slow down, and think a bit more deeply. What effect would a banding system like this have? Will it actually reduce competition and stress?

Consider the case of Charlie, Debra and Ethel. Charlie got 259, and wants to enter Dunman High (2012 cutoff: 256). Under the new system, Dunman High would likely have a cutoff of Best Of The Rest, maybe with a few places left over. Either way, Charlie gets his desired school. The sky-shifting policy had completely no effect for him.

Debra (score: 253) and Ethel (score: 249) meanwhile both hope to enter Cedar Girls (2012 cutoff: 251). Under the existing system, the outcome is straightforward - Debra gets in, Ethel misses out (unless she can pull strings some other way). But what happens with bands?

Under the banding system above, both Debra and Ethel would be classified - the same - as Honest Hardworkers, while Cedar Girls would probably accept all Best Of The Rest and aboves, but only some of the Honest Hardworkers. So, how do they decide between all the Debras and Ethels? Offhand, there are three broad classes of possibilities:
  • Balloting - hey, Singapore is a great place to be lucky after all
  • Some (revealed) measures, such as CCA achievements, community service, physical education test results, musical grade achieved, etc
  • Some (hidden) measures, such as interviews, character, personality, etc

Let's say it goes down to balloting (though I think it unlikely to be the eventual solution) - does this reduce stress? Quite possibly not, as parents would just be more driven to ensure that their poor kid clambers into the next band, so as not to have his "future" come down to a dice roll.

Second option, open criteria? Ho say liao, parents will likely be volunteering the kids to go on charity missions and piano lessons, depending on the scoresheet, on top of still mugging, since the band remains paramount.

Third option, hidden criteria? Too much opaqueness (as with direct admissions) takes away from the ideal of meritocracy and a level playing field; essentially, it then reduces to luck, with extra resentment engendered by the possibility, even if only imagined, that admissions are down to connections.


Take-home message: As demonstrated, this is a flimsy patch that does next to nothing in practice, and furthermore doesn't address the root cause, which is that working-class jobs here generally pay so little that having their children clamber over the chicken essence-infused bodies of their competitors is the only way out that parents can envisage.


The Moral

If you cry change too often and no change arrives, don't be surprised when one fine day, the village doesn't give a damn.



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Next: Our Hamster Conversation


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August 21, 2013 - 11:49 SGT     

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August 21, 2013 - 12:29 SGT     

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